Can you open a bank account online without a branch?

Yes, you can open a bank account online without ever going into a bank branch. With an online bank or account, you mostly manage your money through the bank’s website and mobile app, though you can often call customer support for additional help. Can I open a checking account online instantly? Generally, yes.

How do I open a bank account?

Opening a bank account is something you can do relatively quickly, either online or at a bank or credit union branch. Generally, you can expect the bank to ask you to fill out an application for a new account—that’s usually the first step.

How long does it take to open a bank account?

Most banks can open accounts on the same day when you apply in person. Opening a bank account online can take minutes, but you’ll have to wait five to seven business days for a physical debit card if you plan to use the account for purchases at retailers that don’t support digital wallets. How Much Does It Cost To Open a Bank Account?